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Business Loan

We help you set up and grow your business by offering you a wide range of business loans for your future. Choose what’s best for you

Limit sanctioned	To the extent of 60% of (own capital + funds from friends and relatives), to be related with debt equity ratio and current ratio.
Margin (Addition)	In case of Stock 40% In the In the case of book debts 50%
Addition	Review / renewal every year.
Guarantors	Only two guarantors.
Security	In case of credit facility limit exceeds Rs. 25000/- collateral security is essential. Collateral security in the form of F.D.R., L.I.C. policy, N.S.C., Immovable Property, etc. The turnover should be more than 5 times of the sanction limit. Refer Credit Rating Policy for more details.