Rate of Interest

  Type of Loan Interest Rate
1 Hypothecation 10.00%   Credit Rating -2/+2
2 Cash Credit
  1. Builders and Developers
  2. S.S.I. Units (working capital)
  1. 10.00%   Credit Rating -2/+2
  2. 12.00%   10% Discount on Yearly Interest
  3. 10.00%   Credit Rating -1/+1, 10% Discount on Yearly Interest
3 Vehicle Loan
  1. Purchase of vehicle (Two wheeler)
  2. Under the Scheme (Personal)
  3. Private Professional / Four Wheeler (Commercial)
  4. Purchase of Four Wheeler (Old Vehicle)

  1. 10.00%   10% Discount on Yearly Interest
  2. 10.00%   10% Discount on Yearly Interest
  3. 10.00%   10% Discount on Yearly Interest
  4. 10.00%   10% Discount on Yearly Interest
4 Term Loan
  1. Traders / Professionals
  2. Builders Developers and Project Loans
  3. S.S.I. Unit and Manufacturer
  4. Loan Against Property (TL)
  5. Agricultural allied activities

  1. 10.00%   10% Discount on Yearly Interest
  2. 12.00%
  3. 10.00%
  4. 12.00%   
  5. 10.00%
5 Warehouse Receipt Pledge
  1. up to 60%
  2. 61% to 70%

  1. 10.00%
  2. 11.00%
6 Loan against N.S.C. / Govt. Security / L.I.C. Policy 10.00%
7 Loan against Gold 10.00%
8 Home Improvement Loan 10.00%   10% Discount on Yearly Interest
9 Personal and other hypothecation Loan 12.00%   10% Discount on Yearly Interest
10 Loan against Daily Madhu-Sanchayani Scheme 10.00%
11 Deendayal Gharkul Yojana (Deendayal Housing Scheme) 9.5%   12% Discount on Yearly Interest
12 Doctors and Chartered Accountants 10.00%   
13 Education Loan 10.00%   10% Discount on Yearly Interest
14 Solar Power Loan 10.00%

For further details contact our nearest Branch or Leave us a Message